Restaurants & Takeaways
Restaurants and takeaways are under more scrutiny than ever before following the change in law compelling owners to list all known ingredients that can cause an allergic response. Having an insurance policy that covers for all likely risks is essential and having professional advice to arrange this saves time and money.
The risks faced by restaurant and takeaway owners vary by the nature of their activities, with restaurants usually catering for more customers for longer, whilst for takeaways the risks are mainly to staff and the likelihood of a fire on the premise.
If a member of the public or your staff injures themselves in your restaurant or takeaway premises you could be held responsible and liable for damages. Equally if your fridge or freezer fails or you have a fire that prevents you from opening, you will want robust insurance to help you recover.
We arrange insurance for restaurants, takeaways, cafes, fish & chip shops, and most other catering businesses engaged in the sale of food to the public. Most restaurant and takeaway insurance policies are tailor-made to one degree or another. Many owners now use a qualified insurance broker like Henry F Dodds to ensure they have enough of the right cover for their business. Catering for the public is very rewarding but it also has many risks that need to be protected by a well-designed Restaurant and Takeaway Insurance policy.